Wishing you and your family a safe, joyous holiday season and a happy new year! Judy and Mike in 2019 Dear Zhenying, As we come to the end of 2021, I'm looking back on a year filled with some challenges and many triumphs. I am grateful to have you on my side as we move forward into 2022. I hope you and your family stay safe, healthy and happy this holiday season. I look forward to seeing you soon! Happy Holidays! In friendship, Judy & Mike

Judy Chu | AMB Consulting, 1531 Purdue Ave., Los Angeles, CA 90025